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Live tracker · Updated 29 September 2026This Strengthen Mississippi Homes status page lists every dated event in the programme so far, each with a source. We update it whenever the Insurance Department, the Legislature or the wind pool announces something.
MWUA dwelling policies gain up to $1,500 toward a FORTIFIED upgrade and $500 toward the evaluation after a claim replacing 50%+ of the roof. IBHS, Apr 2020
A pilot had 28 participants and only one FORTIFIED roof installed about nine months after launch. Sun Herald
A new Strengthen Mississippi Homes fund of about $16 million a year from insurance-industry fees, lottery allocation, grants up to $10,000. Magnolia Tribune
Effective 1 July 2026. WLOX / LegiScan
Phase one from 1 July for wind pool customers, targeting 200 to 300 homes; all homeowners from 1 January 2027, 1,000 to 1,500 homes a year. WLOX
Phase one opens to MWUA policyholders with three consecutive policy years. MID / WLOX
The spending bill cited SB 2406, a dead roads bill, instead of SB 2409. About $15 million is locked until lawmakers fix it; phase one runs on about $2 million from the wind pool. Mississippi Today
Three contractor bids from the approved list, homeowner pays the evaluator, three months to install after award. MID checklist
Guaranty Bank delivers a $15,000 FHLB grant to a Mississippi homeowner. The 2026 FHLB fund shows $0 remaining from 1 July. FHLB Dallas
Confirms eligibility: wind pool only for 2026 grants; condos, duplexes, townhomes, rentals and mobile homes excluded; flood insurance needed in flood zones. MID FAQ
The Insurance Department expects a fix “on day one” of the session. Mississippi Today
Open to all eligible homeowners, subject to the money being released. WLOX
Check the four eligibility questions, make sure your insurance and flood cover are in order, and get a quote so you know your share above $10,000.
| Date | Change |
|---|---|
| 29 Sep 2026 | Corrected phase one eligibility: it’s open to all wind pool policyholders with 3 consecutive policy years, not just three counties. Added the homeowner checklist details (3 bids, evaluator paid by homeowner, 3 months to install). |
| 29 Sep 2026 | Site launched. |
Yes, for wind pool (MWUA) policyholders with three consecutive policy years. Applications are online.
The plan is 1 January 2027. The statewide money depends on the Legislature fixing a funding error early in the 2027 session.
About 200 to 300 in phase one, then 1,000 to 1,500 a year once statewide funding flows.
Join our alert list. We email or text the day anything changes.
When the statewide phase opens, thousands of homeowners will be chasing the same certified roofers. A quote now means you know your number and have a roofer ready. See also what it costs and other ways to pay.